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Bank Statement Loans
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No tax returns required
12 month personal bank statements
24 month business bank statements
Loans up to $3 million
Credit scores down to 600
Rates starting in the 4’s
Up to 90% LTV on Personal and Business with no MI
DTI up to 50% considered
Owner-occupied, 2nd homes and investment properties
2 years seasoning for foreclosure, short sale, bankruptcy or deed-in-lieu
Non-warrantable condos considered
Jumbo loans down to 600 score
5/1 ARM or 30-year fixed
No pre-payment penalty for owner-occ and 2nd homes
Seller concessions to 6% (2% for investment)
2 year self-employed required
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